Solar

The Solar Guide

A plain-English walk through the five questions that decide whether solar makes sense for your home.

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Jump to one of the five questions
01

Is solar actually worth considering?

The short answer

For many homes, yes — but there isn’t one universal answer.

Solar can reduce the amount of electricity you buy from the grid and potentially earn money from electricity you export.

Whether it makes sense for your home comes down to four questions:

  1. What will it cost, and what could it save me?
  2. How much electricity can my home realistically generate?
  3. Should I use, store or export that electricity?
  4. Is the system I’m being offered actually a good one?

Those are the four questions the rest of this guide answers.

What should I take away from this?

You don’t need to become a solar expert.

You need four things to stack up:

cost → generation → value → installation

The rest of this guide works through them one at a time.

Check your own numbers

Already have an idea of the system you’re considering?

Run the Home by Numbers Solar Calculator.

Otherwise, keep reading and we’ll build the picture piece by piece.

02

What will solar cost me, and what could it save?

The short answer

The economics of solar come down to what you pay upfront and what the electricity is worth afterwards.

As a broad market reference, Energy Saving Trust currently puts a typical domestic solar installation at around £7,600 for a system of roughly 4.5 kWp.

That is useful context.

But once you have a real quote, your quote matters more than the average.

What are you actually paying for?

The panels are only the most visible part of the system.

A complete installation normally includes things such as:

  • solar panels
  • inverter
  • mounting equipment
  • cabling and electrical protection
  • design and survey work
  • roof access or scaffolding
  • installation labour
  • testing and commissioning
  • monitoring
  • certification
  • warranties and aftercare

So finding the retail price of a solar panel online and multiplying it by ten won’t tell you what your completed installation should cost.

Where does the financial benefit come from?

There are two main sources.

Electricity you use yourself

If your panels are generating while your home needs power, that solar electricity can replace electricity you would otherwise have bought from the grid.

Electricity you export

If your system generates more than your home needs at that moment, the surplus can be exported and potentially earn income through an export tariff.

Those two units of electricity do not necessarily have the same value.

That matters.

If imported electricity costs more per kWh than your export tariff pays, using solar electricity at home may be more valuable than exporting it.

What does payback mean?

A simple payback period asks how long the modelled annual benefit would take to equal the upfront cost.

For example:

£8,000 system

£800 annual benefit

= around 10 years simple payback

If exactly the same system costs £10,000 but still delivers £800 per year, simple payback becomes 12.5 years.

The roof didn’t change.

The generation didn’t change.

The purchase price changed the investment.

That is why the price you actually pay matters so much.

What about the cheapest quote?

Cheaper usually helps the economics.

But cheaper is not automatically better value.

Two quotes may differ in:

  • equipment
  • warranties
  • electrical work
  • system design
  • aftercare
  • generation assumptions

We’ll deal with that properly in Chapter 5.

For now, the important point is:

compare complete systems, not just headline prices.

What should I take away from this?

The three most useful economic numbers are:

  • Upfront cost
  • Annual financial benefit
  • Simple payback

And once you have a real quote, use the real price rather than somebody else’s average.

Check your own numbers

Run the Home by Numbers Solar Calculator.

Enter the installation cost, electricity usage and tariff assumptions you’re actually considering.

We’ll show you the modelled bill saving, export income and simple payback.

03

How much solar can my home actually produce?

The short answer

It depends on more than the number of panels.

Annual generation is influenced by:

  • system size
  • panel wattage
  • location
  • roof direction
  • roof angle
  • shading
  • normal system losses

So two homes with the same number of panels can still produce different amounts of electricity.

First: kWp and kWh are not the same thing

This is one of the easiest solar terms to mix up.

kWp

kWp describes the rated peak power of the solar array.

kWh

kWh describes the amount of electricity generated over time.

For example:

10 × 460W panels = 4.6 kWp

That does not mean the system generates 4.6 kWh every hour.

Actual output rises and falls throughout the day and throughout the year.

For the financial calculation, the important figure is usually:

How many kWh will the system generate over a full year?

What makes one roof different from another?

A south-facing roof will generally maximise annual generation in the UK.

But that does not mean east- or west-facing solar cannot work well.

Direction affects both how much electricity is generated and when during the day it is generated.

Roof angle also matters.

So does location.

And shading from trees, chimneys or surrounding buildings can reduce output further.

The useful question is therefore not:

“Is my roof perfect?”

It is:

“What can this roof realistically generate?”

How large should the system be?

More panels generally mean more annual generation.

But that does not automatically mean the largest possible array is the financially sensible choice.

System size has to balance:

roof space

installation cost

expected generation

household electricity use

export value

and, if applicable:

battery storage

So the aim is not necessarily to fit the maximum number of panels possible.

It is to find a system size that makes sense for the property and the economics.

How does Home by Numbers estimate generation?

Home by Numbers uses PVGIS, developed by the European Commission’s Joint Research Centre, as the technical basis for location-specific solar modelling.

PVGIS can estimate monthly and annual generation using information such as:

  • location
  • system capacity
  • roof direction
  • panel angle
  • solar radiation
  • temperature
  • system losses

That lets us move from:

“A system this size normally generates X.”

to:

“A system this size, at this location and configured like this, is modelled to generate approximately X.”

That is a much stronger planning number.

What about the installer’s estimate?

Use that too.

A competent installer should provide an annual generation estimate based on the proposed system and property.

If their number differs materially from yours, don’t automatically assume one is wrong.

Ask:

“What assumption is different?”

Perhaps they have better shading information.

Perhaps the entered orientation differs.

Perhaps different system losses are being used.

Understanding the difference is more useful than simply choosing whichever estimate is higher.

What should I take away from this?

The useful chain is:

panel wattage → system size in kWp → property conditions → estimated annual generation in kWh

Once you understand what the system might produce, the next question becomes:

What should you do with that electricity?

Check your own numbers

Run the Home by Numbers Solar Calculator.

Model your system using your property details.

Already have an installer generation estimate?

Use that too and see what it does to the economics.

04

Should I add a battery, or export the excess?

The short answer

A battery can help you use more of your own solar electricity — but that does not automatically make it a good financial investment.

Solar panels create electricity.

A battery doesn’t make electricity. It changes when you use it.

That distinction is important.

What happens without a battery?

Imagine your panels are generating strongly at midday.

Your home is only using a small amount of electricity.

The solar electricity first supplies the home.

Any surplus can then be exported.

Later that evening, when solar generation has dropped away, you may start buying electricity from the grid again.

A battery lets you store some of that midday surplus and use it later.

Why might that save money?

Because the electricity you avoid buying later may be worth more than the electricity you would have exported earlier.

For a simple example:

Import price: 30p/kWh

Export price: 12p/kWh

Using a solar-generated kWh at home could avoid roughly 30p of grid electricity.

Exporting it earns roughly 12p.

That creates potential value from storing some of the surplus.

But the battery itself costs money and energy is lost during charging and discharging.

So:

greater self-consumption does not automatically mean better overall economics.

How big should the battery be?

Bigger is not automatically better.

A battery should broadly suit:

  • how much surplus solar you produce
  • how much electricity you use outside solar hours
  • your tariffs
  • the battery’s usable capacity
  • its charge and discharge limits

If a large battery rarely fills or rarely empties, you may have paid for capacity you seldom use.

Capacity and power are different

A battery might have:

10 kWh usable capacity

That tells you roughly how much energy it can store.

It does not tell you how quickly it can supply your house.

That is determined by its power output.

So ask two separate questions:

  1. How much energy can it store?
  2. How much power can it deliver at once?

Both can matter.

What about charging from the grid?

A battery can sometimes have value even when solar generation is low.

On some time-of-use tariffs, electricity is much cheaper during certain periods.

A battery may be able to charge during those cheaper periods and discharge later when grid electricity costs more.

But again, the calculation needs to include:

  • the cheap rate
  • the expensive rate
  • battery losses
  • usable capacity
  • how much expensive electricity can actually be displaced

The answer is still in the numbers.

Is exporting electricity a bad thing?

No.

Exporting is sometimes talked about as though the electricity has been wasted.

It hasn’t.

If you are paid for exporting it, it has value.

So the choice is better thought of as:

use itstore itexport it

Each route can have a different financial value.

What should I take away from this?

Ask two separate questions:

Does the solar stack up?

Then:

Does adding a battery improve the proposition enough to justify the extra cost?

A battery may improve flexibility and self-consumption.

That doesn’t automatically mean it improves the investment.

Check your own numbers

Compare:

No solar

Solar only

Solar + battery

using the same household demand and tariff assumptions.

That makes it easier to see what the battery itself is adding.

05

How do I buy solar properly?

The short answer

Once the numbers look sensible, make sure the system you actually buy matches the system you modelled.

A calculator might show that:

7 kWp costing £8,000 and generating around 6,000 kWh per year

looks attractive.

That does not mean:

any £8,000 solar system is attractive.

The specification and assumptions still matter.

Start with comparable quotes

Getting more than one quote can help you understand:

  • whether the price is broadly sensible
  • whether installers agree on system size
  • whether generation estimates are similar
  • whether important work is included
  • whether one proposal appears unusually optimistic

You do not need every installer to recommend exactly the same system.

But large differences are worth understanding.

Compare the complete system

When comparing quotes, look for:

  • panel quantity and wattage
  • total array capacity in kWp
  • inverter make, model and power rating
  • battery capacity, if included
  • usable battery capacity
  • battery charge and discharge power
  • estimated annual generation
  • electrical work included
  • scaffolding or access costs
  • monitoring
  • product warranties
  • workmanship cover
  • total installed price

Only then do you know whether two prices are really comparable.

What does MCS tell me?

MCS provides a recognised standards and certification framework for small-scale renewable installations such as domestic solar PV.

Using an appropriately certified installer can therefore be an important part of your checks.

But certification should not be the only check.

Also consider:

  • experience
  • reputation
  • clarity of the quotation
  • warranty arrangements
  • how well questions are answered
  • whether the proposed system actually makes sense

What about planning permission?

Many normal domestic rooftop solar installations can be carried out without a full planning application, subject to the relevant rules.

But circumstances vary.

Listed buildings, conservation areas and unusual installations can require additional consideration, and planning rules differ across the UK.

So the useful question is not:

“Does solar need planning permission?”

It is:

“Has the position for this property been checked?”

What about the electricity network?

Your solar installation also connects to the local electricity network.

Depending on the system size and configuration, the installer may need to notify the network operator or obtain approval.

You do not need to become an expert in network-connection standards.

But it is reasonable to ask:

  1. Who is handling the network application?
  2. Does approval need to happen before installation?
  3. Will the system have an export limit?
  4. Can the system operate in the way I have been quoted?

Panel size, inverter size and export limit are not the same thing

This catches people out.

You might have:

8 kWp of panels

connected to:

a 6 kW inverter

with:

a lower permitted export limit

Those are three different numbers describing three different parts of the system.

They do not have to match.

What should I take away from this?

A good solar purchase is not just:

good panels

or:

a low price

It is:

a sensible system + a sensible price + realistic assumptions + competent installation

Work out what makes sense before the sales conversation.

Then use that understanding to have a better one.

Take the next step

Already have a quote?

Build a free Home by Numbers Decision Pack.

It brings together:

  • the proposed system
  • installation cost
  • annual generation
  • tariff assumptions
  • modelled saving
  • simple payback
  • questions worth asking the installer

Then, if you decide you want to proceed, you can explore suitable next steps or providers from a better-informed position.

Any commercial links are optional and clearly labelled.

The numbers do not change depending on which provider you choose.